Attention homeowners: Real estate appraisal services for in Murphy and Collin County

Here are the top reasons TX homeowners use MDA Appraisals, LLC:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. To challenge a TX property tax assessment
  3. To reduce your monthly mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Settle an estate in TX by determining the true market value of real estate in question

Own a home in or near Murphy, TX and need help deciding the value of it?
Contact MDA Appraisals, LLC.

We at MDA Appraisals, LLC understand the unique needs of a customer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at MDA Appraisals, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value judgement than yours.

Appraisals to remove PMI

A popular way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. MDA Appraisals, LLC is experienced in helping clients just like you rid yourselves of unneeded and unwanted PMI insurance.

Challenging Collin county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a local area that is going down or not appreciating as much as other homes close by. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. When contesting your property tax assessment, getting an appraisal from MDA Appraisals, LLC is your #1 weapon.

Recently got a freeze your HELOC?

Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. MDA Appraisals, LLC can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you'd wish to have a professional double-check it for verity or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your property.